Every purchase checked before the money moves.
Digital workers review every purchase request against your policies and contracts the moment it is raised, and put the result on record for your auditor.
Savings your finance team will accept
A digital worker holds every request to the contract you already have, negotiates the spend nobody got to and records each saving against the first quoted price.
- Hard savings recorded on the request, against the price first quoted
- Payment terms negotiated on single-source buys, for working capital and DPO
- Written back to Coupa or SAP Ariba, so monthly reporting runs on your own baseline

Stronger controls with less manual work
Digital workers review every request against your thresholds, approvers, contracts and suppliers the moment it is raised, so the review cost stops growing with the volume.
- Every request reviewed, with no value threshold and no sampling
- Anything that fails goes back to the requester with the reason and the fix
- Routine review done by digital workers, so your people keep the judgment calls

A control your auditor can test
Digital workers are tested against decisions your own reviewers already made before they act alone, and every decision after that is logged with the rule and the reason.
- Runs in observer mode first, with no effect on live requests
- Shows the agreement with your own reviewers before anything is switched on
- Logs every decision on the request itself, so nothing is assembled for the audit later

Digital workers for the office of the CFO
Each one works inside the policies and contracts you already have, and every decision goes on the record in Coupa or SAP Ariba.
Intake Agent
Turns a request in plain words, in Teams or your P2P, into a clean, correctly coded requisition and hands it on.
Alignment Agent
Turns your policies and strategy into one rulebook, checks every request against it and gives every digital worker its rules.
Single-Source Negotiation Agent
Negotiates every single-source requisition before the PO exists, for better price, payment terms and working capital.
Tactical Sourcing Agent
Runs the RFQ, drives the competition and negotiates the final terms on buys your team never had time to run.
Advanced Sourcing Agent
Runs the multi-round events your buyers used to carry alone, built on your category strategy.
Post-Sourcing Negotiation Agent
Takes the bids from your closed RFx and negotiates a final offer with every shortlisted supplier before you award.
“Days of manual reviews became minutes. Faster decisions, better compliance, and real efficiency gains.”
Already running at real volume.
A utility took days of review down to minutes, and Pactum has run 1,000,000+ requisition checks since March 2026.
Frequently asked questions about autonomous indirect procurement for CFOs
Coupa or SAP Ariba already handles approvals. What does Pactum add?
Approvals in Coupa or SAP Ariba tell you who signed. Pactum reviews what they signed off: whether the request follows policy, sits on a contract, uses an approved supplier, is coded right and should have gone to negotiation or competition. AI agents do that on every request the moment it is raised, and your P2P stays the system of record throughout.
Is it a control risk to let AI act on purchases?
Letting AI act on purchases is a control risk only if nobody can test it. Pactum's AI agents run in observer mode first and are tested against decisions your own reviewers already made, with the agreement rate visible before they act alone. Every decision after that is logged with the rule and the reason, so your auditor has something to test rather than something to take on trust.
Do we need to replace our P2P?
You do not need to replace your P2P. Pactum works with Coupa and SAP Ariba and they stay the system of record, so your reporting stays where it is. People ask for what they need in Teams, AI agents do the reviewing, fixing and negotiating, and the result is written back to the record.
What happens to the requests that need judgment?
Requests that need judgment go to the right person on your team. They arrive with the reason attached and everything else already reviewed, so the time your people spend goes on the decision, not the paperwork. Routine review is done by AI agents.
How do I prove a purchase request was checked against policy before the money was spent?
You prove a purchase request was checked against policy by running the review when the request is raised and recording the result on the request in the same moment. Pactum's AI agents do that on every request, with no value threshold and no sampling. When an auditor picks any request, the record shows the rule it was reviewed against, the result and the fix if there was one.
How much does automated requisition negotiation save?
Automated requisition negotiation saves on spend that nobody had negotiated before. Across Pactum customers, 70% of never-negotiated requests hold a saving, worth up to 8%. On the buys Pactum negotiates, the average saving is 11% on tactical buys that closed with a saving and 4.7% on the single-source deals it wins. Every saving is recorded against the request and the first quoted price, so the number you report is one your auditor can trace.
How do we build the business case for a Pactum pilot?
You build the business case for a Pactum pilot on your own requisitions, not on vendor averages. Start on one category, one region or one business unit. In observer mode, AI agents check every requisition and change nothing, so you see how often they agree with your own reviewers and what they would have caught. Every saving is recorded against the first quoted price, so finance can trace each one.
How do we get started with Pactum?
You get started with Pactum on one category, one region or one business unit, in three steps: observer mode, advising and acting. In observer mode, AI agents check every requisition in Coupa or SAP Ariba and change nothing, so you see where requests break policy. When advising, they tell the requester what is wrong and how to fix it. When acting, they approve, fix or escalate requests once your team agrees with their verdicts.
Is our data safe with Pactum?
Pactum hosts your data on Google Cloud in the US or the EU, encrypted at rest and in transit. Pactum does not train any model on customer data, and suppliers never see other suppliers' bids or your target. Pactum is SOC 2 Type 2 compliant and ISO/IEC 27001:2022 certified. See the Pactum Trust Center.
Which spend does Pactum work on?
Pactum works on indirect spend: the goods and services a company buys to run itself, such as IT, facilities, MRO and professional services. AI agents run each request end to end, from intake and the policy check to sourcing, negotiation and the purchase order, inside Coupa or SAP Ariba where each agent is live. That includes the requests outside your catalog and contracts, where no price was agreed in advance.
See it on your own requisitions.
Bring one real request and watch a digital worker review it, fix it and put it on record while you are still on the call.



